Welfare broker

TOM D. ELLIS

Mailing address (most recent filing)

117 BERNAL ROAD, STE 700 PMB 409

SAN JOSE, CA 95119

Total comp: $171K
Commissions: $171K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where TOM D. ELLIS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

KAISER FOUNDATION HEALTH PLAN INC100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
KAISER FOUNDATION HEALTH PLAN INC	1	$5.7M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$5.7M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of TOM D. ELLIS's plans by broker comp / premium ratio. Median 2.55% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of TOM D. ELLIS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where TOM D. ELLIS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
COMMUNITY SOLUTIONS FOR CHILDREN, FAMILIES AND INDIVIDUALS, INC. COMMUNITY SOLUTIONS, INC EMPLOYEE HEALTH PLAN	CA	$5.7M	$146K	KAISER FOUNDATION HEALTH PLAN