Welfare broker

TODD VALENTINE

Mailing address (most recent filing)

4334 N BRIGHT ANGEL AVE

MERIDIAN, ID 83646

Total comp: $235K
Commissions: $218K
Fees: $17K
Filings: 3
Sponsors: 3

Carrier mix

Where TODD VALENTINE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$9.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
UT	2	$9.2M	0.2%	131.45x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of TODD VALENTINE's plans by broker comp / premium ratio. Median 5.30% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of TODD VALENTINE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where TODD VALENTINE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
UTAH NONPROFITS ASSOCIATION UTAH NONPROFITS ASSOCIATION	UT	$5.5M	$293K	REGENCE BLUECROSS BLUESHIELD OF UTAH
UTAH TRUCKING ASSOCIATION UTAH TRUCKING ASSOCIATION	UT	$3.7M	$195K	REGENCE BLUECROSS BLUESHIELD OF UTAH