Welfare broker

TODD ORGANIZATION LLC

Mailing address (most recent filing)

168 N MERAMEX AVE STE 300

ST LOUIS, MO 63105

Total comp: $172K
Commissions: $16K
Fees: $156K
Filings: 15
Sponsors: 15

Carrier mix

Where TODD ORGANIZATION LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED HEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED HEALTHCARE INSURANCE COMPANY	1	$486K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MO	1	$486K	0.0%	17.86x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of TODD ORGANIZATION LLC's plans by broker comp / premium ratio. Median 7.05% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of TODD ORGANIZATION LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where TODD ORGANIZATION LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CSI LEASING, INC. CSI LEASING, INC.-ANCILLARY WELFARE BENEFIT PLAN	MO	$486K	$34K	UNITED HEALTHCARE INSURANCE COMPANY