Welfare broker

TODD GILBERT INC,

Mailing address (most recent filing)

713 S. COLLEGE STREET

MOUNTAIN HOME, AR 72653

Total comp: $24K
Commissions: $24K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where TODD GILBERT INC, places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$1.8M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AR	2	$1.8M	0.4%	221.69x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of TODD GILBERT INC,'s plans by broker comp / premium ratio. Median 0.85% vs welfare-wide median 6.31% (n=2).

Prospect-flag exposure · vs market baseline

Share of TODD GILBERT INC,'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where TODD GILBERT INC, is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
POWELL & POWELL MILLING, INC. POWELL & POWELL MILLING, INC. HEALTH AND LIFE BENEFIT PLAN	AR	$844K	$9K	ARKANSAS BLUE CROSS AND BLUE SHIELD
YELCOT HOLDING GROUP, INC. YELCOT HOLDING GROUP, INC. FLEXIBLE BENEFITS PLAN	AR	$929K	$6K	ARKANSAS BLUE CROSS AND BLUE SHIELD

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$1.8M

100.0%

State

Plans

Premium

State share

Index

$1.8M

0.4%

221.69x

Sponsor

Loc

Premium

Comp

Carrier

POWELL & POWELL MILLING, INC.

POWELL & POWELL MILLING, INC. HEALTH AND LIFE BENEFIT PLAN

$844K

$9K

ARKANSAS BLUE CROSS AND BLUE SHIELD

YELCOT HOLDING GROUP, INC.

YELCOT HOLDING GROUP, INC. FLEXIBLE BENEFITS PLAN

$929K

$6K

ARKANSAS BLUE CROSS AND BLUE SHIELD