Welfare broker

TODD ASSOCIATES, INC.

Mailing address (most recent filing)

22901 MILLCREEK BOULEVARD

SUITE 160

BEACHWOOD, OH 44122

Total comp: $101K
Commissions: $93K
Fees: $8K
Filings: 11
Sponsors: 11

Carrier mix

Where TODD ASSOCIATES, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY50.0%
ANTHEM LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$230K	50.0%
ANTHEM LIFE INSURANCE COMPANY	1	$1.2M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OH	2	$1.4M	0.0%	7.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of TODD ASSOCIATES, INC.'s plans by broker comp / premium ratio. Median 6.37% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of TODD ASSOCIATES, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where TODD ASSOCIATES, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
RJF INTERNATIONAL CORPORATION RJF INTERNATIONAL CORPORATION EMPLOYEE BENEFIT PLAN	OH	$1.2M	$46K	COMMUNITY INSURANCE COMPANY DBA ANTHEM BLUE CROSS AND BLUE SHIELD
GEBHARDT USA, INC. GEBHARDT USA, INC. HEALTH AND WELFARE BENEFIT PLAN	OH	$230K	$20K	PRINCIPAL LIFE INSURANCE COMPANY

Carrier

Plans

Premium

PRINCIPAL LIFE INSURANCE COMPANY

$230K

50.0%

ANTHEM LIFE INSURANCE COMPANY

$1.2M

50.0%

State

Plans

Premium

State share

Index

$1.4M

0.0%

7.72x

Sponsor

Loc

Premium

Comp

Carrier

RJF INTERNATIONAL CORPORATION

RJF INTERNATIONAL CORPORATION EMPLOYEE BENEFIT PLAN

$1.2M

$46K

COMMUNITY INSURANCE COMPANY DBA ANTHEM BLUE CROSS AND BLUE SHIELD

GEBHARDT USA, INC.

GEBHARDT USA, INC. HEALTH AND WELFARE BENEFIT PLAN

$230K

$20K

PRINCIPAL LIFE INSURANCE COMPANY