Welfare broker

TMC INSURANCE GROUP

Mailing address (most recent filing)

PO BOX 244

AVON, OH 44011

Total comp: $100K
Commissions: $98K
Fees: $2K
Filings: 2
Sponsors: 2

Carrier mix

Where TMC INSURANCE GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

MEDICAL MUTUAL100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
MEDICAL MUTUAL	1	$3.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OH	1	$3.3M	0.0%	7.84x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of TMC INSURANCE GROUP's plans by broker comp / premium ratio. Median 3.12% vs welfare-wide median 6.35% (n=1).

Prospect-flag exposure · vs market baseline

Share of TMC INSURANCE GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where TMC INSURANCE GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FAMILY & COMMUNITY SERVICES, INC. FAMILY & COMMUNITY SERVICES INC. HEALTH PLAN	OH	$3.3M	$103K	MEDICAL MUTUAL