Welfare broker

TMC INSURANCE GROUP

Mailing address (most recent filing)

PO BOX 244

AVON, OH 440110244

Total comp: $111K
Commissions: $109K
Fees: $2K
Filings: 2
Sponsors: 2

Carrier mix

Where TMC INSURANCE GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

MEDICAL MUTUAL50.0%
AETNA LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
MEDICAL MUTUAL	1	$3.3M	50.0%
AETNA LIFE INSURANCE COMPANY	1	$3.1M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OH	1	$3.3M	0.0%	3.86x
GA	1	$3.1M	0.0%	7.59x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of TMC INSURANCE GROUP's plans by broker comp / premium ratio. Median 1.92% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of TMC INSURANCE GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where TMC INSURANCE GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FAMILY & COMMUNITY SERVICES, INC. FAMILY & COMMUNITY SERVICES INC. HEALTH PLAN	OH	$3.3M	$103K	MEDICAL MUTUAL
VERNAY LABORATORIES, INC. VERNAY LABORATORIES, INC. HEALTH BENEFIT PLAN	GA	$3.1M	$22K	AETNA LIFE INSURANCE CO.

Carrier

Plans

Premium

MEDICAL MUTUAL

$3.3M

50.0%

AETNA LIFE INSURANCE COMPANY

$3.1M

50.0%

State

Plans

Premium

State share

Index

$3.3M

0.0%

3.86x

$3.1M

0.0%

7.59x

Sponsor

Loc

Premium

Comp

Carrier

FAMILY & COMMUNITY SERVICES, INC.

FAMILY & COMMUNITY SERVICES INC. HEALTH PLAN

$3.3M

$103K

MEDICAL MUTUAL

VERNAY LABORATORIES, INC.

VERNAY LABORATORIES, INC. HEALTH BENEFIT PLAN

$3.1M

$22K

AETNA LIFE INSURANCE CO.