Welfare broker

TINA KARR

Mailing address (most recent filing)

15821 PORTOFINO SPRINGS BOULEVARD

APARTMENT 107

FORT MYERS, FL 33908

Total comp: $31K
Commissions: $31K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where TINA KARR places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HARTFORD LIFE AND ACCIDENT100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HARTFORD LIFE AND ACCIDENT	1	$750	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$750	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of TINA KARR's plans by broker comp / premium ratio. Median 15.07% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of TINA KARR's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where TINA KARR is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SOUTHERN CALIFORNIA UNIVERSITY OF HEALTH SCIENCES SOUTHERN CALIFORNIA UNIVERSITY OF HEALTH SCIENCES BUSINESS TRAVEL ACCIDENT PLAN	CA	$750	$113	HARTFORD LIFE AND ACCIDENT