Welfare broker

TIMOTHY P LEDERER

Mailing address (most recent filing)

1220 ROSSETT COURT

AMBLER, PA 19002

Total comp: $34K
Commissions: $34K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where TIMOTHY P LEDERER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AVALON INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AVALON INSURANCE COMPANY	1	$984K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$984K	0.0%	23.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of TIMOTHY P LEDERER's plans by broker comp / premium ratio. Median 3.41% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of TIMOTHY P LEDERER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where TIMOTHY P LEDERER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PHILADELPHIA FEDERAL CREDIT UNION PHILADELPHIA FEDERAL CREDIT UNION WELFARE BENEFITS PLAN	PA	$984K	$34K	AVALON INSURANCE COMPANY