Welfare broker

TIMOTHY M DURSO

Mailing address (most recent filing)

608 S WASHINGTON AVENUE

STE 200

LANSING, MI 48933

Total comp: $147K
Commissions: $147K
Fees: $0
Filings: 6
Sponsors: 6

Carrier mix

Where TIMOTHY M DURSO places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY33.3%
BLUE CARE NETWORK OF MICHIGAN33.3%
BLUE CROSS OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$67K	33.3%
BLUE CARE NETWORK OF MICHIGAN	1	$3.3M	33.3%
BLUE CROSS OF CALIFORNIA	1	$571K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	3	$3.9M	0.1%	41.13x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of TIMOTHY M DURSO's plans by broker comp / premium ratio. Median 6.23% vs welfare-wide median 6.40% (n=3).

Prospect-flag exposure · vs market baseline

Share of TIMOTHY M DURSO's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where TIMOTHY M DURSO is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SHAHEEN AUTOMOTIVE GROUP THE SHAHEEN AUTOMOTIVE GROUP CONSOLIDATED BENEFITS PLAN	MI	$3.3M	$115K	BLUE CARE NETWORK OF MICHIGAN
TECHNOLOGY RESOURCE GROUP, L.L.C. TECHNOLOGY RESOURCE GROUP WELFARE BENEFIT PLAN	MI	$571K	$36K	BLUE CROSS BLUE SHIELD OF MICHIGAN
CASTER CONCEPTS INC CASTER CONCEPTS LIFE AND DISABILITY CONSOLIDATED BENEFITS PLAN	MI	$67K	$9K	PRINCIPAL LIFE INSURANCE COMPANY

Carrier

Plans

Premium

PRINCIPAL LIFE INSURANCE COMPANY

$67K

33.3%

BLUE CARE NETWORK OF MICHIGAN

$3.3M

33.3%

BLUE CROSS OF CALIFORNIA

$571K

33.3%

State

Plans

Premium

State share

Index

$3.9M

0.1%

41.13x

Sponsor

Loc

Premium

Comp

Carrier

SHAHEEN AUTOMOTIVE GROUP

THE SHAHEEN AUTOMOTIVE GROUP CONSOLIDATED BENEFITS PLAN

$3.3M

$115K

BLUE CARE NETWORK OF MICHIGAN

TECHNOLOGY RESOURCE GROUP, L.L.C.

TECHNOLOGY RESOURCE GROUP WELFARE BENEFIT PLAN

$571K

$36K

BLUE CROSS BLUE SHIELD OF MICHIGAN

CASTER CONCEPTS INC

CASTER CONCEPTS LIFE AND DISABILITY CONSOLIDATED BENEFITS PLAN

$67K

$9K

PRINCIPAL LIFE INSURANCE COMPANY