Welfare broker

TIM EACHUS

Mailing address (most recent filing)

246 EAST 11TH STREET, SUITE 302

CHATTANOOGA, TN 37402

Total comp: $195K
Commissions: $194K
Fees: $750
Filings: 5
Sponsors: 5

Carrier mix

Where TIM EACHUS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$1.9M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	2	$1.9M	0.1%	64.91x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of TIM EACHUS's plans by broker comp / premium ratio. Median 6.48% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of TIM EACHUS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where TIM EACHUS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
AFC URGENT CARE AND FAMILY CARE OF WNC, PLLC AFC URGENT CARE AND FAMILY CARE OF WNC, PLLC HEALTH & WELFARE PLAN	TN	$990K	$66K	BLUECROSS BLUESHIELD OF TENNESSEE, INC.
LIPSEY LOGISTICS WORLDWIDE, LLC LIPSEY LOGITICS WORLDWIDE WELFARE BENEFITS PLAN	TN	$865K	$54K	BLUECROSS BLUESHIELD OF TENNESSEE, INC.

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$1.9M

100.0%

State

Plans

Premium

State share

Index

$1.9M

0.1%

64.91x

Sponsor

Loc

Premium

Comp

Carrier

AFC URGENT CARE AND FAMILY CARE OF WNC, PLLC

AFC URGENT CARE AND FAMILY CARE OF WNC, PLLC HEALTH & WELFARE PLAN

$990K

$66K

BLUECROSS BLUESHIELD OF TENNESSEE, INC.

LIPSEY LOGISTICS WORLDWIDE, LLC

LIPSEY LOGITICS WORLDWIDE WELFARE BENEFITS PLAN

$865K

$54K

BLUECROSS BLUESHIELD OF TENNESSEE, INC.