Welfare broker

THOMAS W MOSS III

Mailing address (most recent filing)

PO BOX 1196

EASTVILLE, VA 23347

Total comp: $265K
Commissions: $265K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where THOMAS W MOSS III places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	3	$7.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VA	3	$7.5M	0.1%	46.07x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of THOMAS W MOSS III's plans by broker comp / premium ratio. Median 3.43% vs welfare-wide median 6.40% (n=3).

Prospect-flag exposure · vs market baseline

Share of THOMAS W MOSS III's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where THOMAS W MOSS III is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
RED LIGHT MANAGEMENT LLC RED LIGHT MANAGEMENT LLC DENTAL PLAN	VA	$2.6M	$89K	UNITEDHEALTHCARE INSURANCE COMPANY
RED LIGHT MANAGEMENT LLC RED LIGHT MANAGEMENT LLC VISION PLAN	VA	$2.6M	$89K	UNITEDHEALTHCARE INSURANCE COMPANY
RED LIGHT MANAGEMENT LLC RED LIGHT MANAGEMENT LLC MEDICAL PLAN	VA	$2.3M	$88K	UNITEDHEALTHCARE INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$7.5M

100.0%

State

Plans

Premium

State share

Index

$7.5M

0.1%

46.07x

Sponsor

Loc

Premium

Comp

Carrier

RED LIGHT MANAGEMENT LLC

RED LIGHT MANAGEMENT LLC DENTAL PLAN

$2.6M

$89K

UNITEDHEALTHCARE INSURANCE COMPANY

RED LIGHT MANAGEMENT LLC

RED LIGHT MANAGEMENT LLC VISION PLAN

$2.6M

$89K

UNITEDHEALTHCARE INSURANCE COMPANY

RED LIGHT MANAGEMENT LLC

RED LIGHT MANAGEMENT LLC MEDICAL PLAN

$2.3M

$88K

UNITEDHEALTHCARE INSURANCE COMPANY