Welfare broker

THOMAS SHIAN

Mailing address (most recent filing)

11839 MINNETONKA BLVD

MINNETONKA, MN 55305

Total comp: $42K
Commissions: $42K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where THOMAS SHIAN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA	1	$128K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WI	1	$128K	0.0%	53.08x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of THOMAS SHIAN's plans by broker comp / premium ratio. Median 21.90% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of THOMAS SHIAN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where THOMAS SHIAN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
A.J. MANUFACTURING, INC. A.J. MANUFACTURING, INC. LIFE AND DISABILITY PLAN	WI	$128K	$28K	EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA