Welfare broker

THOMAS NEAL GROVES

Mailing address (most recent filing)

1275 GLENLIVET DRIVE

ALLENTOWN, PA 18106

Total comp: $139K
Commissions: $139K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where THOMAS NEAL GROVES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$6.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$6.5M	0.0%	24.10x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of THOMAS NEAL GROVES's plans by broker comp / premium ratio. Median 2.90% vs welfare-wide median 6.31% (n=1).

Prospect-flag exposure · vs market baseline

Share of THOMAS NEAL GROVES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where THOMAS NEAL GROVES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ANESTHESIA SPECIALISTS OF BETHLEHEM, P.C. ANESTHESIA SPECIALISTS OF BETHLEHEM HEALTH AND WELFARE BENEFIT PLAN	PA	$6.5M	$188K	HIGHMARK INC.