Welfare broker

THOMAS-FENNER-WOODS AGENCY INC

Mailing address (most recent filing)

1500 LAKESHORE DRIVE

#400

COLUMBUS, OH 43204

Total comp: $729K
Commissions: $702K
Fees: $27K
Filings: 2
Sponsors: 2

Carrier mix

Where THOMAS-FENNER-WOODS AGENCY INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HCC LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HCC LIFE INSURANCE COMPANY	1	$6.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OH	1	$6.5M	0.0%	7.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of THOMAS-FENNER-WOODS AGENCY INC's plans by broker comp / premium ratio. Median 10.98% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of THOMAS-FENNER-WOODS AGENCY INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where THOMAS-FENNER-WOODS AGENCY INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MEMORIAL HEALTH SYSTEM MEMORIAL HEALTH SYSTEM EMPLOYEE BENEFITS PLAN	OH	$6.5M	$709K	THE NORTH RIVER INSURANCE CO