Welfare broker

THOMAS C FLACK

Mailing address (most recent filing)

307 GREEN MEADOWS DRIVE

FOREST CITY, NC 28043

Total comp: $60K
Commissions: $60K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where THOMAS C FLACK places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$1.9M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	2	$1.9M	0.1%	47.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of THOMAS C FLACK's plans by broker comp / premium ratio. Median 5.55% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of THOMAS C FLACK's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where THOMAS C FLACK is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LIONS SERVICES INC LION'S SERVICES WELFARE BENEFITS PLAN	NC	$1.1M	$57K	BLUE CROSS BLUE SHIELD OF NORTH CAROLINA
TRYON EQUESTRIAN PROPERTIES, LLC TRYON EQUESTRIAN PROPERTIES, LLC WELFARE BENEFITS PLAN	NC	$770K	$46K	BLUE CROSS BLUE SHIELD OF NORTH CAROLINA