Welfare broker

THOMAS C SMITH

Mailing address (most recent filing)

PO BOX 40386

NASHVILLE, TN 37204

Total comp: $55K
Commissions: $47K
Fees: $7K
Filings: 20
Sponsors: 20

Carrier mix

Where THOMAS C SMITH places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

METROPOLITAN LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
METROPOLITAN LIFE INSURANCE COMPANY	1	$2.8M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$2.8M	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of THOMAS C SMITH's plans by broker comp / premium ratio. Median 1.87% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of THOMAS C SMITH's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where THOMAS C SMITH is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WILSON, ELSER, MOSKOWITZ, EDELMAN & DICKER, LP WILSON, ELSER, MOSKOWITZ, EDELMAN & DICKER, LLP	NY	$2.8M	$53K	METROPOLITAN LIFE INSURANCE COMPANY