Welfare broker

THE THOMAS INSURANCE AGENCY INC

Mailing address (most recent filing)

125 METRO CENTER BLVD STE 3001

WARWICK, RI 02886

Total comp: $28K
Commissions: $28K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where THE THOMAS INSURANCE AGENCY INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

ZURICH AMERICAN INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
ZURICH AMERICAN INSURANCE COMPANY	1	$451K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
RI	1	$451K	0.3%	399.81x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of THE THOMAS INSURANCE AGENCY INC's plans by broker comp / premium ratio. Median 8.18% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of THE THOMAS INSURANCE AGENCY INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where THE THOMAS INSURANCE AGENCY INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CALISE & SONS BAKERY, INC. CALISE & SONS BAKERY, INC. WELFARE WRAP PLAN	RI	$451K	$37K	ZURICH NORTH AMERICAN INSURANCE COMPANY