Welfare broker

THE SCHELLER BRADFORD GROUP

Mailing address (most recent filing)

463 OHIO PIKE

CINCINNATI, OH 45255

Total comp: $194K
Commissions: $188K
Fees: $6K
Filings: 9
Sponsors: 9

Carrier mix

Where THE SCHELLER BRADFORD GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

COMMUNITY INSURANCE COMPANY50.0%
ANTHEM LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
COMMUNITY INSURANCE COMPANY	1	$909K	50.0%
ANTHEM LIFE INSURANCE COMPANY	1	$1.0M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OH	1	$909K	0.0%	3.86x
KY	1	$1.0M	0.0%	9.85x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of THE SCHELLER BRADFORD GROUP's plans by broker comp / premium ratio. Median 4.62% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of THE SCHELLER BRADFORD GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where THE SCHELLER BRADFORD GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PAUL HEMMER COMPANY PAUL HEMMER COMPANY WELFARE BENEFIT PLAN	KY	$1.0M	$45K	ANTHEM HEALTH PLANS OF KY, INC.
ENVIRONMENTAL SOLUTIONS & INNOVATIONS, INC. ENVIRONMENTAL SOLUTIONS & INNOVATIONS, INC. WELFARE PLAN	OH	$909K	$45K	COMMUNITY INSURANCE COMPANY

Carrier

Plans

Premium

COMMUNITY INSURANCE COMPANY

$909K

50.0%

ANTHEM LIFE INSURANCE COMPANY

$1.0M

50.0%

State

Plans

Premium

State share

Index

$909K

0.0%

3.86x

$1.0M

0.0%

9.85x

Sponsor

Loc

Premium

Comp

Carrier

PAUL HEMMER COMPANY

PAUL HEMMER COMPANY WELFARE BENEFIT PLAN

$1.0M

$45K

ANTHEM HEALTH PLANS OF KY, INC.

ENVIRONMENTAL SOLUTIONS & INNOVATIONS, INC.

ENVIRONMENTAL SOLUTIONS & INNOVATIONS, INC. WELFARE PLAN

$909K

$45K

COMMUNITY INSURANCE COMPANY