Welfare broker

THE RETIREMENT GROUP

Mailing address (most recent filing)

15 BLOOMFIELD AVE

VERONA, NJ 07044

Total comp: $17K
Commissions: $2K
Fees: $15K
Filings: 2
Sponsors: 2

Carrier mix

Where THE RETIREMENT GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

JOHN HANCOCK LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
JOHN HANCOCK LIFE INSURANCE COMPANY	2	$0	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	2	$0	0.1%	46.37x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of THE RETIREMENT GROUP's plans by broker comp / premium ratio. Median n/a vs welfare-wide median 6.29% (n=0).

Prospect-flag exposure · vs market baseline

Share of THE RETIREMENT GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where THE RETIREMENT GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
URBAN LEAGUE OF HUDSON COUNTY URBAN LEAGUE OF HUDSON COUNTY 401(K) PROFIT SHARIN PLAN	NJ	$0	$23K	JOHN HANCOCK USA
CUSTOM BANDAG, INC. CUSTOM BANDAG, INC. 401(K) SALARY REDUCTION PLAN AND TRUST	NJ	$0	$3K	JOHN HANCOCK USA