Welfare broker

THE PENNANT GROUP

Mailing address (most recent filing)

302 LOCHLEVEN CT

GROVETOWN, GA 30813

Total comp: $131K
Commissions: $100K
Fees: $31K
Filings: 3
Sponsors: 3

Carrier mix

Where THE PENNANT GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA66.7%
HM LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	2	$600K	66.7%
HM LIFE INSURANCE COMPANY	1	$333K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
GA	3	$934K	0.0%	15.18x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of THE PENNANT GROUP's plans by broker comp / premium ratio. Median 20.00% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of THE PENNANT GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where THE PENNANT GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ADVANCED TECHNOLOGY LEADERS, INC ADVANCED TECHNOLOGY LEADERS, INC. GROUP INSURANCE PLAN	GA	$381K	$96K	GUARDIAN LIFE INSURANCE COMPANY
SIZEMORE, INC SIZEMORE, INC. GROUP INSURANCE BENEFITS PLAN	GA	$219K	$44K	GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
AUGUSTA RIVERFRONT LLC GROUP INSURANCE PLAN OF AUGUSTA RIVERFRONT LLC	GA	$333K	$28K	HM LIFE INSURANCE COMPANY

Carrier

Plans

Premium

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

$600K

66.7%

HM LIFE INSURANCE COMPANY

$333K

33.3%

State

Plans

Premium

State share

Index

$934K

0.0%

15.18x

Sponsor

Loc

Premium

Comp

Carrier

ADVANCED TECHNOLOGY LEADERS, INC

ADVANCED TECHNOLOGY LEADERS, INC. GROUP INSURANCE PLAN

$381K

$96K

GUARDIAN LIFE INSURANCE COMPANY

SIZEMORE, INC

SIZEMORE, INC. GROUP INSURANCE BENEFITS PLAN

$219K

$44K

GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

AUGUSTA RIVERFRONT LLC

GROUP INSURANCE PLAN OF AUGUSTA RIVERFRONT LLC

$333K

$28K

HM LIFE INSURANCE COMPANY