Welfare broker

THE LOWE COMPANY LLC

Mailing address (most recent filing)

5408 NW 88TH STREET, SUITE 120

JOHNSTON, IA 50131

Total comp: $33K
Commissions: $32K
Fees: $1K
Filings: 2
Sponsors: 2

Carrier mix

Where THE LOWE COMPANY LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HEALTHPARTNERS INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HEALTHPARTNERS INSURANCE COMPANY	1	$944K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IA	1	$944K	0.1%	105.23x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of THE LOWE COMPANY LLC's plans by broker comp / premium ratio. Median 5.63% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of THE LOWE COMPANY LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where THE LOWE COMPANY LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BOB BROWN CHEVROLET INC BOB BROWN CHEVROLET FRINGE BENEFIT PLAN	IA	$944K	$53K	HEALTHPARTNERS