Welfare broker

THE LEAD AGENCY LLC

Mailing address (most recent filing)

5797 HARVEY STREET

STE A

MUSKEGON, MI 49444

Total comp: $207K
Commissions: $205K
Fees: $2K
Filings: 18
Sponsors: 18

Carrier mix

Where THE LEAD AGENCY LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

DELTA DENTAL OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
DELTA DENTAL OF CALIFORNIA	1	$119K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	1	$119K	0.0%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of THE LEAD AGENCY LLC's plans by broker comp / premium ratio. Median 4.88% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of THE LEAD AGENCY LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where THE LEAD AGENCY LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
GRAND TRAVERSE RESORT AND SPA, LLC DELTA DENTAL OF MICHIGAN	MI	$119K	$6K	DELTA DENTAL OF MICHIGAN