Welfare broker

THE HAPPY UNIVERSE, LLC

Mailing address (most recent filing)

115 NE 3RD AVE #210

FORT LAUDERDALE, FL 33301

Total comp: $25K
Commissions: $25K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where THE HAPPY UNIVERSE, LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AVMED100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AVMED	1	$1.1M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	1	$1.1M	0.0%	25.39x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of THE HAPPY UNIVERSE, LLC's plans by broker comp / premium ratio. Median 2.40% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of THE HAPPY UNIVERSE, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where THE HAPPY UNIVERSE, LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LEADING EDGE LEADERSHIP GROUP, LLC LEADING EDGE LEADERSHIP GROUP, LLC HEALTH AND BENEFITS PLAN	FL	$1.1M	$26K	AVMED