Welfare broker

THE FINANCIAL GROUP OF VIRGINIA

Mailing address (most recent filing)

100 EASTSHORE DR

STE 300

GLEN ALLEN, VA 230595758

Total comp: $142K
Commissions: $51K
Fees: $91K
Filings: 4
Sponsors: 4

Carrier mix

Where THE FINANCIAL GROUP OF VIRGINIA places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY50.0%
ANTHEM LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$1.8M	50.0%
ANTHEM LIFE INSURANCE COMPANY	1	$234K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VA	2	$2.1M	0.1%	45.89x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of THE FINANCIAL GROUP OF VIRGINIA's plans by broker comp / premium ratio. Median 5.84% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of THE FINANCIAL GROUP OF VIRGINIA's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where THE FINANCIAL GROUP OF VIRGINIA is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ABYON LLC ABYON LLC GROUP HEALTH BENEFITS PLAN	VA	$1.8M	$82K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
GASTROINTESTINAL SPECIALISTS INC GASTROINTESTINAL SPECIALISTS INC WELFARE BENEFIT PLAN	VA	$234K	$17K	ANTHEM HEALTH PLANS OF VIRGINIA DBA ANTHEM BCBS

Carrier

Plans

Premium

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$1.8M

50.0%

ANTHEM LIFE INSURANCE COMPANY

$234K

50.0%

State

Plans

Premium

State share

Index

$2.1M

0.1%

45.89x

Sponsor

Loc

Premium

Comp

Carrier

ABYON LLC

ABYON LLC GROUP HEALTH BENEFITS PLAN

$1.8M

$82K

CIGNA HEALTH AND LIFE INSURANCE COMPANY

GASTROINTESTINAL SPECIALISTS INC

GASTROINTESTINAL SPECIALISTS INC WELFARE BENEFIT PLAN

$234K

$17K

ANTHEM HEALTH PLANS OF VIRGINIA DBA ANTHEM BCBS