Welfare broker

THE ENTERPRISES TEAM INC

Mailing address (most recent filing)

P.O. BOX 195579

WINTER SPRINGS, FL 32719

Total comp: $122K
Commissions: $33K
Fees: $89K
Filings: 1
Sponsors: 1

Carrier mix

Where THE ENTERPRISES TEAM INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$2.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	1	$2.5M	0.0%	25.39x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of THE ENTERPRISES TEAM INC's plans by broker comp / premium ratio. Median 5.09% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of THE ENTERPRISES TEAM INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where THE ENTERPRISES TEAM INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CUHACI AND PETERSON ARCHITECTS LLC CUHACI AND PETERSON ARCHITECTS LLC WELFARE BENEFITS PLAN	FL	$2.5M	$129K	CIGNA HEALTH AND LIFE INSURANCE COMPANY