Welfare broker

THE COVENANT GROUP INC

Mailing address (most recent filing)

3209 CORNWALL RD

COLUMBIA, SC 29204

Total comp: $34K
Commissions: $34K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where THE COVENANT GROUP INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$234K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
SC	1	$234K	0.1%	124.51x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of THE COVENANT GROUP INC's plans by broker comp / premium ratio. Median 14.49% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of THE COVENANT GROUP INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where THE COVENANT GROUP INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
GENESIS HEALTHCARE, INC. GENESIS HEALTHCARE, INC. LIFE AND DISABILITY BENEFITS PLAN	SC	$234K	$34K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA