Welfare broker

THE COLUMBIA GROUP

Mailing address (most recent filing)

600 REISTERSTOWN RD STE 514

BALTIMORE, MD 21208

Total comp: $207K
Commissions: $20K
Fees: $187K
Filings: 4
Sponsors: 4

Carrier mix

Where THE COLUMBIA GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIQNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES33.3%
CIGNA HEALTH AND LIFE INSURANCE COMPANY33.3%
BLUE CROSS OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIQNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES	1	$69K	33.3%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$1.6M	33.3%
BLUE CROSS OF CALIFORNIA	1	$2.1M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MD	2	$1.7M	0.1%	47.93x
DC	1	$2.1M	0.2%	58.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of THE COLUMBIA GROUP's plans by broker comp / premium ratio. Median 5.55% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of THE COLUMBIA GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where THE COLUMBIA GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
AMERICAN POSTAL WORKERS UNION, AFL-CIO HEALTH INSURANCE FOR EMPLOYEES OF AMERICAN POSTAL WORKERS UNION, AFL-CIO	DC	$2.1M	$119K	CAREFIRST BLUECHOICE, INC.
AMATUS HEALTH AMATUS HEALTH HEALTH AND WELFARE PLAN	MD	$1.6M	$98K	CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES
THE THERAPY SPOT, LLC THE THERAPY SPOT, LLC	MD	$69K	$4K	CIQNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES

Carrier

Plans

Premium

CIQNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES

$69K

33.3%

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$1.6M

33.3%

BLUE CROSS OF CALIFORNIA

$2.1M

33.3%

State

Plans

Premium

State share

Index

$1.7M

0.1%

47.93x

$2.1M

0.2%

58.98x

Sponsor

Loc

Premium

Comp

Carrier

AMERICAN POSTAL WORKERS UNION, AFL-CIO

HEALTH INSURANCE FOR EMPLOYEES OF AMERICAN POSTAL WORKERS UNION, AFL-CIO

$2.1M

$119K

CAREFIRST BLUECHOICE, INC.

AMATUS HEALTH

AMATUS HEALTH HEALTH AND WELFARE PLAN

$1.6M

$98K

CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES

THE THERAPY SPOT, LLC

$69K

$4K

CIQNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES