Welfare broker

THE CLEMSON COMPANY

Mailing address (most recent filing)

560 HARRISON AVENUE

PANAMA CITY, FL 32401

Total comp: $1K
Commissions: $1K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where THE CLEMSON COMPANY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

USABLE LIFE100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
USABLE LIFE	1	$8K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	1	$8K	0.0%	25.39x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of THE CLEMSON COMPANY's plans by broker comp / premium ratio. Median 13.13% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of THE CLEMSON COMPANY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where THE CLEMSON COMPANY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
EARLY EDUCATION & CARE, INC EARLY EDUCATION & CARE, INC. GROUP INSURANCE PLAN	FL	$8K	$1K	USABLE LIFE