Welfare broker

THE CHELKO CONSULTING GROUP

Mailing address (most recent filing)

24651 CENTER RIDGE ROAD, SUITE 110

WESTLAKE, OH 44145

Total comp: $26K
Commissions: $26K
Fees: $37
Filings: 4
Sponsors: 4

Carrier mix

Where THE CHELKO CONSULTING GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

ZURICH AMERICAN INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
ZURICH AMERICAN INSURANCE COMPANY	1	$65K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	1	$65K	0.0%	46.37x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of THE CHELKO CONSULTING GROUP's plans by broker comp / premium ratio. Median 11.23% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of THE CHELKO CONSULTING GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where THE CHELKO CONSULTING GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SUN CHEMICAL CORPORATION SUN CHEMICAL CORPORATION VOLUNTARY ACCIDENTAL DEATH AND DISMEMBERMENT	NJ	$65K	$7K	ZURICH AMERICAN INSURANCE COMPANY