Welfare broker

TERRY J BOLIN

Mailing address (most recent filing)

547 MALINMOR DRIVE

SAINT CHARLES, MO 63304

Total comp: $122K
Commissions: $23K
Fees: $99K
Filings: 1
Sponsors: 1

Carrier mix

Where TERRY J BOLIN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$2.1M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MO	1	$2.1M	0.0%	17.86x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of TERRY J BOLIN's plans by broker comp / premium ratio. Median 7.66% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of TERRY J BOLIN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where TERRY J BOLIN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
DR. BROWN'S COMPANY DR. BROWN'S COMPANY EMPLOYEE BENEFITS PLAN	MO	$2.1M	$159K	CIGNA HEALTH AND LIFE INSURANCE COMPANY