Welfare broker

TERENCE P BROPHY

Mailing address (most recent filing)

60 BERLIN ROAD, 1ST FLOOR

CHERRY HILL, NJ 08034

Total comp: $4K
Commissions: $4K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where TERENCE P BROPHY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	2	$58K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	2	$58K	0.1%	47.53x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of TERENCE P BROPHY's plans by broker comp / premium ratio. Median 8.56% vs welfare-wide median 6.35% (n=2).

Prospect-flag exposure · vs market baseline

Share of TERENCE P BROPHY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where TERENCE P BROPHY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
THE COUNTRY CLUB OF NORTH CAROLINA SHORT TERM DISABILITY PLAN THE COUNTRY CLUB OF NORTH CAROLINA SHORT TERM DISABILITY PLAN	NC	$42K	$3K	THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
THE COUNTRY CLUB OF NORTH CAROLINA, INC. THE COUNTRY CLUB OF NORTH CAROLINA GROUPLIFE AND AD&D PLAN	NC	$16K	$2K	THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

Carrier

Plans

Premium

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

$58K

100.0%

State

Plans

Premium

State share

Index

$58K

0.1%

47.53x

Sponsor

Loc

Premium

Comp

Carrier

THE COUNTRY CLUB OF NORTH CAROLINA SHORT TERM DISABILITY PLAN

$42K

$3K

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

THE COUNTRY CLUB OF NORTH CAROLINA, INC.

THE COUNTRY CLUB OF NORTH CAROLINA GROUPLIFE AND AD&D PLAN

$16K

$2K

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY