Welfare broker

TEDFORD & ASSOCIATES, LLC

Mailing address (most recent filing)

PO BOX 1050

JENKS, OK 74037

Total comp: $133K
Commissions: $128K
Fees: $5K
Filings: 2
Sponsors: 2

Carrier mix

Where TEDFORD & ASSOCIATES, LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

COMPANION LIFE INSURANCE COMPANY50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
COMPANION LIFE INSURANCE COMPANY	1	$682K	50.0%
BLUE CROSS OF CALIFORNIA	1	$1.1M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OK	2	$1.7M	0.2%	123.05x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of TEDFORD & ASSOCIATES, LLC's plans by broker comp / premium ratio. Median 10.39% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of TEDFORD & ASSOCIATES, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where TEDFORD & ASSOCIATES, LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
AMERICAN WASTE CONTROL INC. AMERICAN WASTE CONTROL INC. EMPLOYEE BENEFIT PLAN	OK	$682K	$96K	COMPANION LIFE
CCK STRATEGIES, PLLC CCK STRATEGIES, PLLC HEALTH & WELFARE BENEFITS PLAN	OK	$1.1M	$72K	BLUECROSS BLUESHIELD OF OKLAHOMA

Carrier

Plans

Premium

COMPANION LIFE INSURANCE COMPANY

$682K

50.0%

BLUE CROSS OF CALIFORNIA

$1.1M

50.0%

State

Plans

Premium

State share

Index

$1.7M

0.2%

123.05x

Sponsor

Loc

Premium

Comp

Carrier

AMERICAN WASTE CONTROL INC.

AMERICAN WASTE CONTROL INC. EMPLOYEE BENEFIT PLAN

$682K

$96K

COMPANION LIFE

CCK STRATEGIES, PLLC

CCK STRATEGIES, PLLC HEALTH & WELFARE BENEFITS PLAN

$1.1M

$72K

BLUECROSS BLUESHIELD OF OKLAHOMA