Welfare broker

TAX & FINANCIAL GROUP BENEFITS

Mailing address (most recent filing)

2355 MAIN STREET

IRVINE, CA 92614

Total comp: $385K
Commissions: $339K
Fees: $46K
Filings: 15
Sponsors: 15

Carrier mix

Where TAX & FINANCIAL GROUP BENEFITS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY25.0%
CALIFORNIA PHYSICIANS SERVICE25.0%
BLUE CROSS OF CALIFORNIA25.0%
ANTHEM LIFE INSURANCE COMPANY25.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$86K	25.0%
CALIFORNIA PHYSICIANS SERVICE	1	$747K	25.0%
BLUE CROSS OF CALIFORNIA	1	$2.8M	25.0%
ANTHEM LIFE INSURANCE COMPANY	1	$1.1M	25.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	4	$4.7M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of TAX & FINANCIAL GROUP BENEFITS's plans by broker comp / premium ratio. Median 9.16% vs welfare-wide median 6.29% (n=4).

Prospect-flag exposure · vs market baseline

Share of TAX & FINANCIAL GROUP BENEFITS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-4 of 4 sponsors where TAX & FINANCIAL GROUP BENEFITS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LMC ENTERPRISES LMC ENTERPRISES WELFARE BENEFITS PLAN	CA	$2.8M	$154K	BLUE CROSS OF CALIFORNIA
NEWMEYER & DILLION, LLP NEWMEYER & DILLION, LLP HEALTH AND WELFARE PLAN	CA	$1.1M	$106K	ANTHEM BLUE CROSS
FERRY INTERNATIONAL, LLC DBA TOM FERRY TOM FERRY WELFARE BENEFITS PLAN	CA	$747K	$66K	CALIFORNIA PHYSICIANS SERVICE
GLOBAL TRADE MARKETING INC. DBA ZIGLIFT MATERIAL HANDLING GLOBAL TRADE MARKETING INC. DBA ZIGLIFT MATERIAL HANDLING WELFARE BENEFITS PLAN	CA	$86K	$17K	PRINCIPAL LIFE INSURANCE COMPANY