Welfare broker

TARTAN INSURANCE AGENCY

Mailing address (most recent filing)

7260 WEST BLVD BLDG 1

YOUNGSTOWN, OH 44512

Total comp: $189K
Commissions: $152K
Fees: $37K
Filings: 6
Sponsors: 6

Carrier mix

Where TARTAN INSURANCE AGENCY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

COMMUNITY INSURANCE COMPANY50.0%
AMERICAN NATIONAL INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
COMMUNITY INSURANCE COMPANY	1	$1.6M	50.0%
AMERICAN NATIONAL INSURANCE COMPANY	1	$193K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OH	2	$1.8M	0.0%	7.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of TARTAN INSURANCE AGENCY's plans by broker comp / premium ratio. Median 5.38% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of TARTAN INSURANCE AGENCY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where TARTAN INSURANCE AGENCY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
EDM MANAGEMENT, INC. EDM MANAGEMENT INC.	OH	$1.6M	$54K	COMMUNITY INSURANCE COMPANY
NG MANAGEMENT, INC. NG MANAGEMENT INC VEBA TRUST	OH	$193K	$14K	BARDON INSURANCE GROUP

Carrier

Plans

Premium

COMMUNITY INSURANCE COMPANY

$1.6M

50.0%

AMERICAN NATIONAL INSURANCE COMPANY

$193K

50.0%

State

Plans

Premium

State share

Index

$1.8M

0.0%

7.72x

Sponsor

Loc

Premium

Comp

Carrier

EDM MANAGEMENT, INC.

EDM MANAGEMENT INC.

$1.6M

$54K

COMMUNITY INSURANCE COMPANY

NG MANAGEMENT, INC.

NG MANAGEMENT INC VEBA TRUST

$193K

$14K

BARDON INSURANCE GROUP