Welfare broker

TALONE INSURANCE, INC.

Mailing address (most recent filing)

3801 GERMANTOWN PIKE, STE 204

COLLEGEVILLE, PA 19426

Total comp: $61K
Commissions: $61K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where TALONE INSURANCE, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED OF OMAHA LIFE INSURANCE COMPANY33.3%
METROPOLITAN LIFE INSURANCE COMPANY33.3%
BLUE CROSS OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$384K	33.3%
METROPOLITAN LIFE INSURANCE COMPANY	1	$172K	33.3%
BLUE CROSS OF CALIFORNIA	1	$772K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	3	$1.3M	0.1%	23.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of TALONE INSURANCE, INC.'s plans by broker comp / premium ratio. Median 4.49% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of TALONE INSURANCE, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where TALONE INSURANCE, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SOLID WASTE SERVICE, INC. SOLID WASTE SERVICES, INC. GROUP MEDICAL PLAN	PA	$772K	$35K	INDEPENDENCE ADMINISTRATORS
SOLID WASTE SERVICE, INC. SOLID WASTE SERVICES, INC. GROUP LIFE & ACCIDENTAL DEATH & DISABILITY PLAN	PA	$384K	$26K	UNITED OF OMAHA LIFE INSURANCE COMPANY
SOLID WASTE SERVICE, INC. SOLID WASTE SERVICES, INC. GROUP DENTAL PLAN	PA	$172K	$4K	METROPOLITAN LIFE INSURANCE COMPANY

Carrier

Plans

Premium

UNITED OF OMAHA LIFE INSURANCE COMPANY

$384K

33.3%

METROPOLITAN LIFE INSURANCE COMPANY

$172K

33.3%

BLUE CROSS OF CALIFORNIA

$772K

33.3%

State

Plans

Premium

State share

Index

$1.3M

0.1%

23.98x

Sponsor

Loc

Premium

Comp

Carrier

SOLID WASTE SERVICE, INC.

SOLID WASTE SERVICES, INC. GROUP MEDICAL PLAN

$772K

$35K

INDEPENDENCE ADMINISTRATORS

SOLID WASTE SERVICE, INC.

SOLID WASTE SERVICES, INC. GROUP LIFE & ACCIDENTAL DEATH & DISABILITY PLAN

$384K

$26K

UNITED OF OMAHA LIFE INSURANCE COMPANY

SOLID WASTE SERVICE, INC.

SOLID WASTE SERVICES, INC. GROUP DENTAL PLAN

$172K

$4K

METROPOLITAN LIFE INSURANCE COMPANY