Welfare broker

STRATEGIC SERVICES GROUP

Mailing address (most recent filing)

245 BARCLAY CIRCLE, SUITE 200

ROCHESTER HILLS, MI 48307

Carrier mix

Where STRATEGIC SERVICES GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SYMETRA LIFE INSURANCE COMPANY	2	$1.5M	33.3%
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	1	$40K	16.7%
BLUE CROSS OF CALIFORNIA	1	$1.2M	16.7%
ANTHEM LIFE INSURANCE COMPANY	1	$2.3M	16.7%
ALLIANCE HEALTH AND LIFE INSURANCE COMPANY	1	$1.2M	16.7%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	5	$4.0M	0.2%	34.30x
IN	1	$2.3M	0.0%	5.66x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of STRATEGIC SERVICES GROUP's plans by broker comp / premium ratio. Median 9.26% vs welfare-wide median 6.29% (n=6).

Prospect-flag exposure · vs market baseline

Share of STRATEGIC SERVICES GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-6 of 6 sponsors where STRATEGIC SERVICES GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FIREKEEPERS DEVELOPMENT AUTHORITY FIREKEEPERS CASINO HOTEL	MI	$1.2M	$237K	SYMETRA LIFE INSURANCE COMPANY
MPI ENGINEERED TECHNOLOGIES, LLC MPI HEALTH AND WELFARE PLANS	IN	$2.3M	$86K	ANTHEM INSURANCE COMPANIES, INC
MATIKON AMERICA, INC. MATIKON AMERICA, INC. WELFARE BENEFITS PLAN	MI	$1.2M	$79K	ALLIANCE HEALTH AND LIFE INSURANCE COMPANY
SCHEURER HOSPITAL SCHEURER HOSPITAL WELFARE BENEFIT PLAN	MI	$1.2M	$76K	BLUE CROSS AND BLUE SHIELD OF MICHIGAN
ODAWA CASINO ODAWA CASINO RESORT EMPLOYEE BENEFITS PLAN	MI	$263K	$47K	SYMETRA LIFE INSURANCE COMPANY
LANSING URGENT CARE PLC LANSING URGENT CARE GROUP LIFE	MI	$40K	$5K	THE LINCOLN NATIONAL LIFE INSURANCE COMPANY