Welfare broker

STRATEGIC FINANCIAL PARTNERS

Mailing address (most recent filing)

949 S. SHADY GROVE RD. STE 300

MEMPHIS, TN 381204118

Total comp: $177K
Commissions: $167K
Fees: $9K
Filings: 13
Sponsors: 13

Carrier mix

Where STRATEGIC FINANCIAL PARTNERS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	2	$795K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	2	$795K	0.1%	64.91x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of STRATEGIC FINANCIAL PARTNERS's plans by broker comp / premium ratio. Median 10.52% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of STRATEGIC FINANCIAL PARTNERS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where STRATEGIC FINANCIAL PARTNERS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
STERN CARDIOVASCULAR FOUNDATION, INC. STERN CARDIOVASCULAR FOUNDATION, INC. EMPLOYEE HEALTH AND WELFARE PLAN	TN	$761K	$49K	UNUM LIFE INSURANCE COMPANY OF AMERICA
PRESBYTERIAN DAY SCHOOL PRESBYTERIAN DAY SCHOOL LIFE INSURANCE PLAN	TN	$34K	$5K	UNUM LIFE INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

UNUM LIFE INSURANCE COMPANY OF AMERICA

$795K

100.0%

State

Plans

Premium

State share

Index

$795K

0.1%

64.91x

Sponsor

Loc

Premium

Comp

Carrier

STERN CARDIOVASCULAR FOUNDATION, INC.

STERN CARDIOVASCULAR FOUNDATION, INC. EMPLOYEE HEALTH AND WELFARE PLAN

$761K

$49K

UNUM LIFE INSURANCE COMPANY OF AMERICA

PRESBYTERIAN DAY SCHOOL

PRESBYTERIAN DAY SCHOOL LIFE INSURANCE PLAN

$34K

$5K

UNUM LIFE INSURANCE COMPANY OF AMERICA