Welfare broker

STEVE VLK

Mailing address (most recent filing)

300 N CHERPA PL

SUITE SIOUX FALLS, SD 57103

Total comp: $24K
Commissions: $0
Fees: $24K
Filings: 1
Sponsors: 1

Carrier mix

Where STEVE VLK places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HEALTHPARTNERS INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HEALTHPARTNERS INSURANCE COMPANY	1	$2.1M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
SD	1	$2.1M	0.3%	362.21x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of STEVE VLK's plans by broker comp / premium ratio. Median 1.76% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of STEVE VLK's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where STEVE VLK is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
GAGE BROTHERS CONCRETE PRODUCTS, INC. GAGE BROS GROUP INS PLAN	SD	$2.1M	$37K	HEALTHPARTNERS INSURANCE COMPANY