Welfare broker

STERLING INSURANCE GROUP

Mailing address (most recent filing)

2911 N WESTWOOD

POPLAR BLUFF, MO 63901

Total comp: $89K
Commissions: $89K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where STERLING INSURANCE GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HEALTH NET100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HEALTH NET	1	$1.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MO	1	$1.5M	0.0%	17.86x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of STERLING INSURANCE GROUP's plans by broker comp / premium ratio. Median 5.15% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of STERLING INSURANCE GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where STERLING INSURANCE GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
STERLING BANK STERLING BANK GROUP INSURANCE PLAN	MO	$1.5M	$80K	HEALTHY ALLIANCE LIFE INSURANCE COMPANY