Welfare broker

STERLING BENEFIT ADVISORS

Mailing address (most recent filing)

1428 N POTTER RD

PARK RIDGE, IL 60068

Carrier mix

Where STERLING BENEFIT ADVISORS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BERKSHIRE HATHAWAY SPECIALTY INSURANCE COMPANY	1	$1.1M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IN	1	$1.1M	0.0%	33.97x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of STERLING BENEFIT ADVISORS's plans by broker comp / premium ratio. Median 1.74% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of STERLING BENEFIT ADVISORS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where STERLING BENEFIT ADVISORS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BOARD OF TRUSTEE ISC OF PLASTERERS & CEMENT MASON HEALTH & WELFARE BOARD OF TRUSTEE ISC OF PLASTERERS & CEMENT MASONS HEALTH & WELFARE FUND	IN	$1.1M	$20K	BERKSHIRE HATHAWAY SPECIALTY INSURANCE COMPANY

Carrier

Plans

Premium

$1.1M

100.0%

State

Plans

Premium

State share

Index

$1.1M

0.0%

33.97x

Sponsor

Loc

Premium

Comp

Carrier

BOARD OF TRUSTEE ISC OF PLASTERERS & CEMENT MASONS HEALTH & WELFARE FUND

$1.1M

$20K

BERKSHIRE HATHAWAY SPECIALTY INSURANCE COMPANY