Welfare broker

STEPKA AND ASSOCIATES INC

Mailing address (most recent filing)

415 N MCKINLEY SUITE 1050

LITTLE ROCK, AR 72205

Total comp: $83K
Commissions: $83K
Fees: $536
Filings: 7
Sponsors: 7

Carrier mix

Where STEPKA AND ASSOCIATES INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

USABLE LIFE50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
USABLE LIFE	1	$58K	50.0%
BLUE CROSS OF CALIFORNIA	1	$57K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AR	2	$115K	0.4%	220.93x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of STEPKA AND ASSOCIATES INC's plans by broker comp / premium ratio. Median 13.49% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of STEPKA AND ASSOCIATES INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where STEPKA AND ASSOCIATES INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ETW ENTERPRISES, INC. ETW ENTERPRISES, INC. LIFE PLAN	AR	$58K	$13K	USABLE LIFE
ETW ENTERPRISES, INC. ETW ENTERPRISES, INC. DENTAL PLAN	AR	$57K	$3K	ARKANSAS BLUE CROSS AND BLUE SHIELD

Carrier

Plans

Premium

USABLE LIFE

$58K

50.0%

BLUE CROSS OF CALIFORNIA

$57K

50.0%

State

Plans

Premium

State share

Index

$115K

0.4%

220.93x

Sponsor

Loc

Premium

Comp

Carrier

ETW ENTERPRISES, INC.

ETW ENTERPRISES, INC. LIFE PLAN

$58K

$13K

USABLE LIFE

ETW ENTERPRISES, INC.

ETW ENTERPRISES, INC. DENTAL PLAN

$57K

$3K

ARKANSAS BLUE CROSS AND BLUE SHIELD