Welfare broker

STEPHEN B. MARVIN AGENCY, INC.

Mailing address (most recent filing)

PO BOX 4370

LANCASTER, CA 93539

Total comp: $4.1M
Commissions: $4.1M
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where STEPHEN B. MARVIN AGENCY, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$43.8M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$43.8M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of STEPHEN B. MARVIN AGENCY, INC.'s plans by broker comp / premium ratio. Median 6.81% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of STEPHEN B. MARVIN AGENCY, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where STEPHEN B. MARVIN AGENCY, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LIFELONG LEARNING ADMINISTRATION CORPORATION LIFELONG LEARNING ADMIN CORP AND LEARN4LIFE EMPLOYEE HEALTH & WELFARE PLAN	CA	$43.8M	$3.0M	BLUE CROSS OF CALIFORNIA