Welfare broker

STEPHANIE GAMBLE-NECKER

Mailing address (most recent filing)

440 FIRST ST., N.W.,

SUITE 200

WASHINGTON, DC 20001

Total comp: $0
Commissions: $0
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where STEPHANIE GAMBLE-NECKER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$151K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NM	1	$151K	0.4%	454.90x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of STEPHANIE GAMBLE-NECKER's plans by broker comp / premium ratio. Median n/a vs welfare-wide median 6.29% (n=0).

Prospect-flag exposure · vs market baseline

Share of STEPHANIE GAMBLE-NECKER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where STEPHANIE GAMBLE-NECKER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ENGINEERING CONSTRUCTORS, INC. ENGINEERING CONSTRUCTORS, INC INSURANCE PROGRAM	NM	$151K	$0	UNITED HEALTHCARE CARE