Welfare broker

STEINBERG & ASSOCIATES, INC.

Mailing address (most recent filing)

340 SOUTH PINE STREET

SPARTANBURG, SC 29302

Total comp: $233K
Commissions: $219K
Fees: $14K
Filings: 15
Sponsors: 15

Carrier mix

Where STEINBERG & ASSOCIATES, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$1.8M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
SC	2	$1.8M	0.2%	124.51x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of STEINBERG & ASSOCIATES, INC.'s plans by broker comp / premium ratio. Median 6.79% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of STEINBERG & ASSOCIATES, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where STEINBERG & ASSOCIATES, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
YOUNG HOLDING, INC. YOUNG HOLDING, INC. HEALTH & WELFARE BENEFIT PLAN	SC	$1.0M	$68K	BLUE CROSS AND BLUE SHIELD OF SOUTH CAROLINA
STERLING CONTRACT PACKAGING, INC. STERLING CONTRACT PACKAGING, INC. HEALTH & WELFARE BENEFITS PLAN	SC	$762K	$54K	BLUE CROSS AND BLUE SHIELD OF SOUTH CAROLINA

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$1.8M

100.0%

State

Plans

Premium

State share

Index

$1.8M

0.2%

124.51x

Sponsor

Loc

Premium

Comp

Carrier

YOUNG HOLDING, INC.

YOUNG HOLDING, INC. HEALTH & WELFARE BENEFIT PLAN

$1.0M

$68K

BLUE CROSS AND BLUE SHIELD OF SOUTH CAROLINA

STERLING CONTRACT PACKAGING, INC.

STERLING CONTRACT PACKAGING, INC. HEALTH & WELFARE BENEFITS PLAN

$762K

$54K

BLUE CROSS AND BLUE SHIELD OF SOUTH CAROLINA