Welfare broker

STEFANIE PIGEON INC

Mailing address (most recent filing)

PO BOX 8592

ESSEX, VT 054518592

Carrier mix

Where STEFANIE PIGEON INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
DELTA DENTAL OF CALIFORNIA	2	$303K	40.0%
VISION SERVICE PLAN	1	$37K	20.0%
PRINCIPAL LIFE INSURANCE COMPANY	1	$18K	20.0%
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$0	20.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VT	5	$359K	2.0%	469.70x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of STEFANIE PIGEON INC's plans by broker comp / premium ratio. Median 5.72% vs welfare-wide median 6.29% (n=4).

Prospect-flag exposure · vs market baseline

Share of STEFANIE PIGEON INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-5 of 5 sponsors where STEFANIE PIGEON INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
R.L. VALLEE, INC. R. L. VALLEE, INC. HEALTH & WELFARE PLAN	VT	$266K	$20K	DELTA DENTAL PLAN OF VERMONT, INC.
PLEASANT VALLEY FARMS OF BERKSHIRE LLC GROUP TERM LIFE INSURANCE	VT	$18K	$3K	PRINCIPAL LIFE INSURANCE COMPANY
R.L. VALLEE, INC. R. L. VALLEE, INC. VISION PLAN	VT	$37K	$2K	VISION SERVICE PLAN
R.L. VALLEE, INC. R.L. VALLEE, INC. DENTAL PLAN	VT	$38K	$1K	DELTA DENTAL OF VERMONT, INC.
TIMBERLANE DENTAL GROUP TIMBERLANE DENTAL GROUP	VT	$0	$285	UNITED OF OMAHA LIFE INSURANCE COMPANY