Welfare broker

SPECTRUM BENEFITS SOLUTIONS OF CENT

Mailing address (most recent filing)

132 W STATE ST

MEDFORD, WI 54451

Total comp: $622K
Commissions: $622K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where SPECTRUM BENEFITS SOLUTIONS OF CENT places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SECURITY HEALTH PLAN OF WISCONSIN, INC.100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SECURITY HEALTH PLAN OF WISCONSIN, INC.	1	$26.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WI	1	$26.3M	0.0%	52.71x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SPECTRUM BENEFITS SOLUTIONS OF CENT's plans by broker comp / premium ratio. Median 2.24% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of SPECTRUM BENEFITS SOLUTIONS OF CENT's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where SPECTRUM BENEFITS SOLUTIONS OF CENT is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SPECTRUM EMPLOYER BUSINESS COOPERATIVE SPECTRUM EMPLOYER BUSINESS COOPERATIVE HEALTH AND WELFARE PLAN	WI	$26.3M	$590K	SECURITY HEALTH PLAN

Carrier

Plans

Premium

SECURITY HEALTH PLAN OF WISCONSIN, INC.

$26.3M

100.0%

State

Plans

Premium

State share

Index

$26.3M

0.0%

52.71x

Sponsor

Loc

Premium

Comp

Carrier

SPECTRUM EMPLOYER BUSINESS COOPERATIVE

SPECTRUM EMPLOYER BUSINESS COOPERATIVE HEALTH AND WELFARE PLAN

$26.3M

$590K

SECURITY HEALTH PLAN