Welfare broker

SOUTHERN BENEFIT SYSTEMS

Mailing address (most recent filing)

207 SOUTH MAIN STREET

FOUNTAIN INN, SC 29644

Total comp: $99K
Commissions: $83K
Fees: $16K
Filings: 3
Sponsors: 3

Carrier mix

Where SOUTHERN BENEFIT SYSTEMS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$2.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
SC	1	$2.3M	0.1%	124.51x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SOUTHERN BENEFIT SYSTEMS's plans by broker comp / premium ratio. Median 4.70% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of SOUTHERN BENEFIT SYSTEMS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where SOUTHERN BENEFIT SYSTEMS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HKA ENTERPRISES, LLC HKA ENTERPRISES, INC. HEALTH AND WELFARE PLAN	SC	$2.3M	$106K	BLUECROSS BLUESHIELD OF SOUTH CAROLINA