Welfare broker

SOUTHEAST INSURANCE GROUP INC

Mailing address (most recent filing)

2340 HARDSCRABBLE RD

COLUMBIA, SC 29223

Total comp: $615K
Commissions: $504K
Fees: $111K
Filings: 29
Sponsors: 29

Carrier mix

Where SOUTHEAST INSURANCE GROUP INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY28.6%
PRINCIPAL LIFE INSURANCE COMPANY28.6%
NATIONWIDE LIFE INSURANCE COMPANY14.3%
CIGNA HEALTH AND LIFE INSURANCE COMPANY14.3%
BLUE CROSS OF CALIFORNIA14.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	2	$1.9M	28.6%
PRINCIPAL LIFE INSURANCE COMPANY	2	$254K	28.6%
NATIONWIDE LIFE INSURANCE COMPANY	1	$316K	14.3%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$1.5M	14.3%
BLUE CROSS OF CALIFORNIA	1	$1.9M	14.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
SC	5	$4.5M	0.5%	88.94x
NC	1	$61K	0.0%	6.82x
GA	1	$1.3M	0.0%	2.17x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SOUTHEAST INSURANCE GROUP INC's plans by broker comp / premium ratio. Median 7.58% vs welfare-wide median 6.29% (n=7).

Prospect-flag exposure · vs market baseline

Share of SOUTHEAST INSURANCE GROUP INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-7 of 7 sponsors where SOUTHEAST INSURANCE GROUP INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
EAU CLAIRE COOPERATIVE HEALTH CENTER EAU CLAIRE COOPERATIVE HEALTH CENTER HEALTH AND WELFARE PLAN	SC	$1.5M	$133K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
WILLS MEMORIAL HOSPITAL WILLS MEMORIAL HOSPITAL WELFARE BENEFIT PLAN	GA	$1.3M	$98K	UNITEDHEALTHCARE INSURANCE COMPANY
MELTON ELECTRIC CO., INC. MELTON ELECTRIC HEALTH & WELFARE PLAN	SC	$646K	$47K	UNITEDHEALTHCARE INSURANCE COMPANY
US WAFFLE COMPANY, INC US WAFFLE COMPANY WELFARE BENEFIT PLAN	SC	$1.9M	$44K	BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA
APEX AUTOMOTIVE GROUP, LLC DBA EAST COAST HONDA APEX AUTOMOTIVE GROUP LIFE INSURANCE BENEFITS PLAN	SC	$193K	$25K	PRINCIPAL LIFE INSURANCE COMPANY
ENCHANTED CONSTRUCTION, LLC. ENCHANTED CONSTRUCTION, LLC.	SC	$316K	$21K	NATIONWIDE LIFE INSURANCE COMPANY
JT ALEXANDER & SONS, INC. JT ALEXANDER & SONS HEALTH & WELFARE PLAN	NC	$61K	$9K	PRINCIPAL LIFE INSURANCE COMPANY