Welfare broker

SOUTH TEJAS INSURANCE AGENCY LLC

Mailing address (most recent filing)

PO BOX 992

BOERNE, TX 78006

Total comp: $409K
Commissions: $349K
Fees: $60K
Filings: 11
Sponsors: 11

Carrier mix

Where SOUTH TEJAS INSURANCE AGENCY LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA66.7%
HARTFORD LIFE AND ACCIDENT33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	2	$640K	66.7%
HARTFORD LIFE AND ACCIDENT	1	$504K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	3	$1.1M	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SOUTH TEJAS INSURANCE AGENCY LLC's plans by broker comp / premium ratio. Median 19.97% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of SOUTH TEJAS INSURANCE AGENCY LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where SOUTH TEJAS INSURANCE AGENCY LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
EWALD II LLC DBA EWALD KUBOTA EWALD II LLC DBA EWALD KUBOTA GROUP WRAP PLAN	TX	$504K	$123K	HARTFORD LIFE AND ACCIDENT
LEONARD HOLDING COMPANY LEONARD HOLDING COMPANY SUPPLEMENTAL WELFARE BENEFIT PLAN	TX	$380K	$76K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EWALD KUBOTA, INC. EWALD KUBATA, INC. GROUP WRAP PLAN	TX	$260K	$50K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

$640K

66.7%

HARTFORD LIFE AND ACCIDENT

$504K

33.3%

State

Plans

Premium

State share

Index

$1.1M

0.0%

16.72x

Sponsor

Loc

Premium

Comp

Carrier

EWALD II LLC DBA EWALD KUBOTA

EWALD II LLC DBA EWALD KUBOTA GROUP WRAP PLAN

$504K

$123K

HARTFORD LIFE AND ACCIDENT

LEONARD HOLDING COMPANY

LEONARD HOLDING COMPANY SUPPLEMENTAL WELFARE BENEFIT PLAN

$380K

$76K

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

EWALD KUBOTA, INC.

EWALD KUBATA, INC. GROUP WRAP PLAN

$260K

$50K

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA