Welfare broker

SONJA KAMER

Mailing address (most recent filing)

1 SOUTH WAVERLY ROAD

HOLLAND, MI 49423

Total comp: $72K
Commissions: $72K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where SONJA KAMER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRIORITY HEALTH50.0%
BLUE CARE NETWORK OF MICHIGAN50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRIORITY HEALTH	1	$939K	50.0%
BLUE CARE NETWORK OF MICHIGAN	1	$990K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	2	$1.9M	0.1%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SONJA KAMER's plans by broker comp / premium ratio. Median 5.64% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of SONJA KAMER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where SONJA KAMER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TRAILER EQUIPMENT, INC. TRAILER EQUIPMENT, INC. GROUP INSURANCE PLAN	MI	$990K	$64K	BLUE CARE NETWORK OF MICHIGAN
CIRCUIT ELECTRIC, INC. CIRCUIT ELECTRIC EMPLOYEE BENEFITS PLAN	MI	$939K	$45K	PRIORITY HEALTH